Terms of Service

S4 Finance is a personal tool for tracking expenses, subscriptions, and budgets. It is provided as-is, primarily for personal, non-commercial use.

You're responsible for keeping your login credentials secure and for all activity under your account.

You must provide accurate information when registering (a valid email address, in particular, since it's used for password recovery).

Don't attempt to access another user's data, disrupt the service, or use the app for anything unlawful.

The financial records you enter belong to you. We don't sell or share your data with third parties beyond what's described in the Privacy Policy.

You can delete your records or request full account deletion at any time.

This is a small, independently-run application. We aim for reliability but don't guarantee uninterrupted availability, and the service may change or be discontinued.

The app is provided "as is", without warranties of any kind. We're not liable for any loss arising from your use of the service, including financial decisions made based on data shown in the app.

We may update these terms from time to time. Continued use of the app after a change means you accept the updated terms.

Questions about these terms can be sent to us using the form below.